/* SoarBorrow - "Updraft". Warm gold dawn sky on a light canvas, three rising chevrons.
   Altitude, not speed: open spacing, a card that floats, gold glow instead of grey shadow. */
:root{
  --bg:#FAF7EF;--card:#FFFFFF;--ink:#241B06;--text:#2E2410;--muted:#5F5749;
  --accent:#B59030;--accent-deep:#8A6C1F;--accent-tint:#F4E9CE;--line:#E6E1D6;
  --tint2:#D4C9B6;--gold-ink:#70561A;--gold-lite:#E8CF84;--sky:#2F6C8C;--sky-lite:#7FB8D4;
  --foot-bg:#241B06;--foot-text:#DCD6CC;--foot-link:#E8CF84;--dim:#C8C0B0;
  --fd:"Gantari",system-ui,sans-serif;--fb:"Signika",system-ui,sans-serif;
  --r:14px;--wrap:1140px;--card-max:840px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.14;margin:0;font-weight:600}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#FAF7EF;padding:9px 14px;z-index:60;border-radius:10px;text-decoration:none}
.skip:focus{left:10px;top:10px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:16.5px;padding:15px 30px;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,transform .15s}
.btn-primary{background:var(--accent);color:var(--ink);border-color:var(--accent);box-shadow:0 12px 28px -12px rgba(138,108,31,.6)}
.btn-primary:hover{background:#C9A33C;border-color:#C9A33C;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--tint2)}
.btn-ghost:hover{background:var(--accent-tint);border-color:var(--accent)}

/* header - wordmark left, nav right, no rule beneath, burger under 860 */
.mast{position:absolute;top:0;left:0;right:0;z-index:6}
.sub .mast{position:static;background:var(--bg)}
.mast-in{display:flex;align-items:center;gap:30px;height:72px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:11px}
.brand .mark{width:30px;height:30px;flex:0 0 30px}
.wm{font-family:var(--fd);font-weight:700;font-size:23px;letter-spacing:-.015em;color:var(--ink)}
.wm b{font-weight:500;color:var(--gold-ink)}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;margin-left:auto;width:44px;height:44px;border:1.5px solid var(--tint2);background:rgba(255,255,255,.72);border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-radius:14px;flex-direction:column;align-items:stretch;gap:0;padding:6px 0;box-shadow:0 22px 46px rgba(36,27,6,.16);margin:0;z-index:10}
  .nav.open{display:flex}
  .nav a{padding:13px 20px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
  .mast-in{height:64px}
}

/* hero - open gold sky, no photo, the card floats high */
.hero{position:relative;padding:240px 0 76px;background:linear-gradient(180deg,#F0DDAF 0%,#F6E9C9 26%,#FBF3E0 56%,var(--bg) 82%)}
.hero-bg{position:absolute;inset:0;overflow:hidden;z-index:0;pointer-events:none}
.sky-art{position:absolute;top:0;left:50%;transform:translateX(-50%);width:1700px;max-width:none;height:300px;opacity:.62;pointer-events:none;z-index:0}
.hero-in{position:relative;z-index:2;max-width:880px;margin:0 auto;text-align:center}
.hero-eyebrow{font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.19em;text-transform:uppercase;color:var(--gold-ink);line-height:1.5;margin:0 auto 24px}
.form-card{width:100%;max-width:var(--card-max);margin:0 auto}
.form-card{background:var(--card);border-radius:var(--r);padding:26px 26px 20px;text-align:left;box-shadow:0 34px 62px -26px rgba(138,108,31,.62),0 14px 28px -16px rgba(181,144,48,.45)}
.form-card__head h2{font-size:26px;letter-spacing:-.018em}
.form-card__head p{margin-top:6px;color:var(--muted);font-size:14.5px;line-height:1.5}
.form-host{margin-top:16px}
.form-card__trust{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.55}
:root{--card-max:840px;--cta-text:#241B06}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 30px;margin:32px auto 0;padding:0;list-style:none;max-width:820px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink)}
.ticks svg{width:17px;height:17px;flex:0 0 17px}
.hero-h1{font-size:clamp(32px,5vw,52px);letter-spacing:-.025em;max-width:760px;margin:44px auto 0}
.hero-sub{max-width:630px;margin:16px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:900px){.hero{padding:188px 0 66px}.sky-art{height:240px}}
@media(max-width:600px){
  .hero{padding:108px 0 54px}
  .sky-art{height:170px;opacity:.5}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none}
  .form-card{padding:20px 16px 16px;border-radius:12px}
  .hero-eyebrow{font-size:11.5px;letter-spacing:.14em;margin-bottom:18px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:11px 14px;justify-items:start;margin-top:24px}
  .ticks li{font-size:13.5px;text-align:left}
  .hero-h1{margin-top:32px}
  .hero-sub{font-size:16.5px}
}

/* recognition strip - a lit gold band, fragments stepping up on a thermal */
.recog{background:var(--accent-tint);padding:80px 0 76px;position:relative;overflow:hidden}
.recog-in{max-width:900px}
.recog h2{font-size:clamp(26px,3.4vw,38px);margin-top:12px;letter-spacing:-.022em;max-width:620px}
.recog-list{list-style:none;margin:34px 0 0;padding:0}
.recog-list li{display:flex;gap:15px;align-items:flex-start;font-family:var(--fd);font-weight:500;font-size:clamp(19px,2.5vw,26px);line-height:1.34;color:var(--ink);padding:11px 0}
.recog-list li::before{content:"";flex:0 0 11px;width:11px;height:11px;border-right:2.6px solid var(--accent);border-top:2.6px solid var(--accent);transform:rotate(-45deg);margin-top:.5em}
.recog-list li:nth-child(2){padding-left:26px}
.recog-list li:nth-child(3){padding-left:52px}
.recog-list li:nth-child(4){padding-left:78px}
.recog-list li:nth-child(5){padding-left:104px;color:var(--gold-ink);font-weight:600}
.recog-close{margin-top:36px;padding-top:28px;border-top:1px solid rgba(138,108,31,.28);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 36px}
.recog-close p{max-width:620px;font-size:16.5px;color:var(--text)}
@media(max-width:700px){
  .recog{padding:60px 0 58px}
  .recog-list li:nth-child(2){padding-left:12px}
  .recog-list li:nth-child(3){padding-left:24px}
  .recog-list li:nth-child(4){padding-left:36px}
  .recog-list li:nth-child(5){padding-left:48px}
}

/* photo band - the dawn arrives full bleed */
.pband{position:relative;overflow:hidden;background:var(--ink);color:#FAF7EF}
.pband picture{position:absolute;inset:0;display:block}
.pband img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;margin:0}
.pband-veil{position:absolute;inset:0;background:linear-gradient(92deg,rgba(36,27,6,.95) 0%,rgba(36,27,6,.88) 44%,rgba(36,27,6,.30) 100%)}
.pband-in{position:relative;z-index:1;padding:104px 0;max-width:580px}
.pband .eyebrow{color:var(--gold-lite)}
.pband h2{color:#FAF7EF;font-size:clamp(28px,4vw,44px);margin-top:14px;letter-spacing:-.022em}
.pband p{margin-top:18px;font-size:17px;color:#EDE7DC;max-width:500px}
.pband-link{display:inline-flex;align-items:center;gap:9px;margin-top:28px;font-family:var(--fd);font-weight:600;font-size:15.5px;color:var(--gold-lite);text-decoration:none;border-bottom:1px solid rgba(232,207,132,.5);padding-bottom:3px}
.pband-link:hover{border-bottom-color:var(--gold-lite)}
@media(max-width:760px){.pband-veil{background:linear-gradient(180deg,rgba(36,27,6,.9) 0%,rgba(36,27,6,.93) 100%)}.pband-in{padding:66px 0}}

/* how it works - three steps lifting on an updraft */
.hiw{padding:96px 0 92px;position:relative;overflow:hidden}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(28px,3.7vw,42px);margin-top:12px;letter-spacing:-.022em}
.sec-head p{margin-top:14px;color:var(--muted);font-size:17px}
.hiw-curve{position:absolute;left:50%;transform:translateX(-50%);top:255px;width:1200px;max-width:none;height:230px;opacity:.5;pointer-events:none;z-index:0}
.steps{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px;margin-top:48px;align-items:start}
.step{background:var(--card);border-radius:18px;padding:26px 24px 24px;box-shadow:0 24px 48px -28px rgba(138,108,31,.55)}
.steps .step:nth-child(1){margin-top:70px}
.steps .step:nth-child(2){margin-top:35px}
.steps .step:nth-child(3){margin-top:0}
.step b{font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.2em;color:var(--gold-ink)}
.step h3{font-size:21px;margin-top:12px;letter-spacing:-.015em}
.step p{margin-top:10px;color:var(--text);font-size:16px}
.step .out{margin-top:18px;padding-top:14px;border-top:1px solid var(--line);font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.07em;text-transform:uppercase;color:var(--ink);line-height:1.5}
.step .out::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--accent);margin-right:9px;vertical-align:1px}
@media(max-width:860px){
  .hiw{padding:64px 0 60px}
  .hiw-curve{display:none}
  .steps{grid-template-columns:1fr;gap:18px;margin-top:34px}
  .steps .step:nth-child(1),.steps .step:nth-child(2),.steps .step:nth-child(3){margin-top:0}
}

/* why - deep ink band carrying the dawn artwork */
.why{background:var(--ink);color:var(--dim);padding:96px 0;overflow:hidden}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:62px;align-items:center}
.why .eyebrow{color:var(--gold-lite)}
.why h2{color:#FAF7EF;font-size:clamp(28px,3.7vw,42px);margin-top:12px;letter-spacing:-.022em}
.why-lead{margin-top:16px;color:var(--dim);font-size:17px}
.trio{list-style:none;margin:30px 0 0;padding:0}
.trio li{display:grid;grid-template-columns:36px 1fr;gap:14px;padding:20px 0;border-top:1px solid rgba(232,207,132,.22)}
.trio b{font-family:var(--fd);font-weight:600;color:var(--gold-lite);font-size:13px;letter-spacing:.14em;padding-top:4px}
.trio h3{color:#FAF7EF;font-size:19.5px}
.trio p{margin-top:7px;color:var(--dim);font-size:15.5px}
.art{width:100%;border-radius:20px}
@media(max-width:900px){.why{padding:64px 0}.why-grid{grid-template-columns:1fr;gap:34px}.art{max-width:540px;margin:0 auto}}

/* faq - a plain list; the open answer lifts on a gold shadow */
.faq{padding:96px 0 92px}
.faq-list{margin-top:40px;max-width:900px}
.fq{border-top:1px solid var(--line);border-radius:16px;transition:box-shadow .2s,background .2s}
.fq:last-of-type{border-bottom:1px solid var(--line)}
.fq summary{list-style:none;cursor:pointer;display:flex;gap:20px;align-items:center;justify-content:space-between;padding:22px 20px;font-family:var(--fd);font-weight:600;font-size:19px;color:var(--ink);line-height:1.3}
.fq summary::-webkit-details-marker{display:none}
.fq summary::after{content:"";flex:0 0 11px;width:11px;height:11px;border-right:2.6px solid var(--accent-deep);border-bottom:2.6px solid var(--accent-deep);transform:rotate(45deg);margin-top:-5px;transition:transform .2s}
.fq[open]{background:var(--card);border-top-color:transparent;box-shadow:0 26px 50px -26px rgba(138,108,31,.65),0 8px 18px -12px rgba(181,144,48,.5)}
.fq[open] summary::after{transform:rotate(-135deg);margin-top:4px}
.fq[open]+.fq{border-top-color:transparent}
.fq p{padding:0 20px 26px;max-width:740px;color:var(--text);font-size:16.5px}
@media(max-width:600px){.faq{padding:62px 0 58px}.fq summary{font-size:17px;padding:19px 14px}.fq p{padding:0 14px 22px;font-size:16px}}

/* closing band - the dawn again, washed light, one route back to the card */
.close{position:relative;overflow:hidden;background:var(--accent-tint)}
.close img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;margin:0}
.close-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(250,247,239,.88) 0%,rgba(250,247,239,.93) 55%,rgba(250,247,239,.97) 100%)}
.close-in{position:relative;z-index:1;padding:88px 0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px 52px;align-items:center}
.close h2{font-size:clamp(28px,3.7vw,42px);margin-top:12px;letter-spacing:-.022em}
.close p{margin-top:12px;color:var(--text);max-width:560px}
@media(max-width:760px){.close-in{grid-template-columns:1fr;padding:62px 0}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:66px 0 46px;font-size:14px}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:26px 44px;align-items:start;padding-bottom:30px;border-bottom:1px solid rgba(232,207,132,.18)}
.foot .wm{color:#FAF7EF}
.foot .wm b{color:var(--gold-lite)}
.foot a{color:var(--foot-link)}
.foot-line{margin-top:12px;color:var(--dim);max-width:530px;font-size:14.5px;line-height:1.6}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15.5px;text-decoration:none;border-bottom:1px solid rgba(232,207,132,.5);padding-bottom:3px}
.foot-mail:hover{border-bottom-color:var(--gold-lite)}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 0;margin:24px 0 0;padding:0;list-style:none}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:5px 15px;border-left:1px solid rgba(220,214,204,.32)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:24px;padding-top:24px;border-top:1px solid rgba(232,207,132,.18)}
.disc p{color:var(--dim);font-size:13px;line-height:1.62;margin:0 0 10px}
.disc b,.disc strong{color:#FAF7EF;font-weight:600}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.legal-links a{padding:5px 11px}}

/* subpages - how it works, contact, privacy, terms, unsubscribe, do not sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:60px 22px 94px}
.prose h1{font-size:clamp(31px,4.6vw,46px);letter-spacing:-.026em}
.prose p.updated{margin-top:12px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:44px;padding-top:24px;border-top:1px solid var(--line);letter-spacing:-.016em}
.prose p{margin-top:15px;line-height:1.72}
.prose strong{color:var(--ink);font-weight:600}
.prose ul{margin:15px 0 0;padding:0 0 0 22px}
.prose ul>li{margin-top:9px;line-height:1.68;padding-left:4px}
.prose ul>li::marker{color:var(--accent)}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose a.btn{text-decoration:none;margin-top:24px;margin-right:10px}
.prose a.btn.btn-primary{color:var(--ink);background:var(--accent);border-color:var(--accent)}
.prose a.btn.btn-ghost{color:var(--ink);background:transparent;border-color:var(--tint2)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}